Profibanka

Profibanka services

• Features of the Profibanka service
  You will have up-to-date information on accounts and transactions

  • Immediate information on the currently available balances of your accounts
  • Transaction history lets you to browse the history of orders posted for a selected account
  • Transaction history saves all data from the start date of the service
  • Various filters and search functions can be used to find specific transactions faster
  • Daily, weekly, monthly, or client-defined statements of account transactions can be printed Up-to-date information on ATM withdrawals and payment card payments in online mode

  
  ​Download electronic statements for your accounts and payment cards

  • Older account and payment card statements can be ordered

  
  ​You will be able to execute payments and other operations

  • Simple entry of payment orders, standing orders and direct debit orders
  • Guide for foreign payments
  • Templates for repeating payments
  • You can rename your own and your counterparties’ accounts for faster payment entry
  • Profibanka is able to cooperate with your accounting system for sending payment orders and downloading your transaction history
  • The following formats are available: XML, BEST KB, EDI BEST, SWIFT MT 
    • You can also export statements in these formats or one of your own definition
    • You can save displayed information in CSV and HTML files

  
  ​You will have easy control of your accounts 24/7

  • All this is available 24 hours a day, 365 days a year
  • The service and its printed outputs are available in two languages – Slovak and English
  • Manage your banking from the comfort of your home or office
  • Full help information is always at hand
  • Simple controls with a clear menu

  
  ​You can set up multiple authorisation

  • Payment orders sent to the bank can be checked by multiple persons
  • The integrated multiple authorisation function allows every order or batch to require up to five signatures
  • A potential use of this system in practice:
    • An accountant prepares a payment order
    • It is then signed by a manager and a member of the company’s statutory body
    • The payment order will not be processed until it has the required number of signatures
• Benefits of Profibanka

  • A comprehensive solution for your corporate payments and communication with the bank

  • A real-time overview of movements on your accounts,

  • Efficient corporate cash flow management,

  • Easy processing of large payment volumes,

  • Unlimited transaction history,

  • Simple, user-friendly controls,

  Top security:

  • ​for communication between you and Komerční banka Slovakia,

  • for signing orders in the service,

  • all communication is encrypted using the SSL protocol,

  • users sign all their active operations with their own electronic signature,

  • professionally qualified user support on a free helpline 0800 118 100.

• Prerequisites for using Profibanka

  To access the service, you need:

  • a valid contract with Komerční banka Slovakia,

  • at least one current account in our bank,

  • a personal certificate on a smart card, which is used to secure communications between you and the service, to log you in and to sign individual transactions,

  • a card reader meeting the technical specifications for use of Profibanka 

• Certificate

  What is a certificate?

  A personal certificate is equivalent to an identification card for proving your identity in electronic communication. Each of our clients who wishes to access their accounts over the internet therefore receives a personal certificate free of charge on a smart card. To use it, it is necessary to install a card reader, and it is valid for two years. Certificates can be extended free of charge, electronically, from 90 days before expiry.
  The actions you need to take to manage your certificates (get a new certificate, extend its validity, change the password etc.) can be done with the help of our certificate wizard.

  New certificate

  The first step in setting up the Profibanka service is to create your personal certificate for secure communications. You will use it when logging in and signing individual transactions.

  How to get a personal certificate

  • Contact your banking consultant, who will prepare the necessary contractual documentation.

  • Collect the card reader and the smart card that will hold your personal certificate.

  To use the smart card, you have to install a program (driver) on your computer to control the card reader. You can download the driver for the card reader here: How can I get and install a reader? | Komerční banka (kb.cz), for further information see: Download | Komerční banka (kb.cz).

  • You can then download a working personal certificate at home from our certificate wizard.

  Creating the certificate

  • We recommend that you use Internet Explorer or Chrome to access the certificate wizard. If you use Google Chrome, you must install the KB Cryptoplus extension. Please also read our Ten Security Rules (update the link location based on the address of the new document).

  • If you have concluded the relevant contract, you can create your certificate from the certificate wizard.

  • Go to the certificate wizard, choose your certificate type and click on the option Create a new certificate.

  • In the window that appears, enter the client ID number that you will find in the contract you concluded with Komerční banka Slovakia.

  • Enter the one-time password for certificate creation, which you should have received in an SMS message.

  Extending your certificate’s validity

  A personal certificate on a smart card remains valid for two years. Certificates can be extended free of charge, electronically, from 90 days before expiry.

  • After you log into Profibanka, start the certificate wizard.

  • Choose the certificate on the smart card and click on the option Extend certificate validity.

  • Then follow the on-screen instructions.

  A certificate expiry warning will be shown from 90 days before its expiry every time you log in to the Profibanka service until you extend the certificate.
  If you do not extend your current certificate before it expires, you will have to notify your banking consultant and request the creation of a new certificate.

• Smart card reader

  Why use a certificate on a smart card?

  The main benefit of a smart card is that nobody can copy the certificate from it. This means that as long as the smart card remains in your safekeeping, it is almost impossible to abuse. Working with a certificate on a smart card is much simpler and faster because you only need to enter a 4-character PIN to use the certificate on the smart card.

  List of supported card readers
  KB guarantees that the Profibanka services is able to work with smart card certificates in the following devices:

  Type of card reader	Method of connection to the computer	Device manufacturer
  Gemalto ID Bridge CT710	USB	Gemplus
  Gemalto ID Bridge CT700	USB	Gemplus

   

  Installation of the smart card reader software

  You can download software for your smart card reader here: How can I get and install a reader? | Komerční banka (kb.cz). Learn more by visiting the web page: Download | Komerční banka (kb.cz).
  
  You also need to install the Cryptoplus KB extension in your web browser so that you can carry out signing operations: Download | Komerční banka (kb.cz).
  Installation manual for smart card reader software: How can I get and install a reader? | Komerční banka (kb.cz).