Terms of Use of Website

Cookies settings and terms and conditions for users of the www.kb.sk

1. Basic Information

The operator of website www.kb.sk is Komerční banka, a. s. (hereinafter referred to as the “Operator”), which is entitled to exercise property rights to this website in accordance with Act No. 185/2015 Copyright Act, as subsequently amended.
The Operator hereby issues terms and conditions for the use of the website www.kb.sk (hereinafter referred to as the “Terms and Conditions”). These Terms and Conditions shall apply to any person who intends to use or uses the above sites.

2. How to Use the Website www.kb.sk

The Operator consents to the use of information that is placed at the mentioned sites on the basis of the requirements stipulated by the law or regulatory legislation (e.g. economic results, annual and semi-annual report, other reports and documents having the nature of information obligations, especially under Act No. 438/2001 on Banks and Act No. 566/2001 on Securities and Investment Services and related NBS regulations.
It is forbidden to interfere in any way without the consent of the Operator with the technical substance or content of the www.kb.sk website. Only the Operator shall have the right to decide on the change, removal or addition of any part of this website.

3. Terms of Use of Cookies

Like most websites, the Operator's website also uses cookies. Cookies are small text files stored on your computer or mobile device when you visit a website. They help us remember your activities and preferences for a period of time, so you don't have to re-enter them when you return to the website or browse from website to website. The information is used to optimize the services provided through this website, including sub-pages and links. Each website can send its own cookies to your browser, as long as your browser settings allow it.

Necessary

Necessary cookies are essential for the proper functioning of the website. If you didn't have them in your browser, the website wouldn't work properly. The use of necessary cookies is possible without your consent. Therefore, the necessary cookies cannot be activated or deactivated.

Preference

Preference cookies make your work easier by, for example, remembering the language in which you want the website to be displayed, etc. These files store your choices and personal characteristics. They may save the changes you have made to the website. It can be ensured that the information is collected anonymously. Based on this, it is not possible to determine which other websites you have visited.

Statistical

Statistical cookies help website owners to understand how visitors use the website. These cookies are stored on your device and may contain an anonymous identifier of your browser, i.e. that statistical cookies themselves do not identify you as an individual, they only identify access to the website and the behaviour of the user accessing from a particular device. They are used primarily for the purpose of generating site usage statistics (e.g. re-visiting websites from the same browser on the same device, tracking browsing activity).

Marketing

Marketing cookies enable the display of targeted advertising on websites that are involved in this advertising system. The targeted ad is displayed based on the behaviour of the anonymous user or user groups on the website, thanks to the identification of their browser, as described above. Other websites that are involved in this advertising system also include some social networking sites.

KBSK Cookies

Name

Type

Cookie Operation Time

Description

ASP.NET_SessionId

Necessary

Session

A basic necesarry cookie for the Microsoft ASP.NET Web Framework feature.

TS#

Necessary

Session

Basic necesarry cookie to ensure the security and speed of the website.

 
Cookies of third parties

Name

Type

Cookie Operation Time

Description

Owner

_ga

Statistical

2 years

Basic device ID cookie. Required for full statistics to work.

Google

_gid

Statistical

1 day

Auxiliary device cookie ID.

Google

_gat

Statistical

1 minute

Auxiliary statistics cookie. Helps optimize system performance.

Google

_utma

Statistical

2 years

Basic device ID cookie. Required for full statistics to work.

Google

_utmc

Statistical

Session

Auxiliary statistical cookie. Helps distinguish new users and sessions.

Google

_utmz

Statistical

6 months

Auxiliary statistical cookie. Stores incoming campaign data.

Google

_utmt

Statistical

10 minutes

Auxiliary statistical cookie. Helps optimize system performance.

Google

_utmb

Statistical

30 minutes

Auxiliary statistical cookie. Helps distinguish new users and sessions.

Google

_utmv

Statistical

2 years

Auxiliary device cookie ID. For tracking custom.

Google

webmon_session

Preference

1 day

Auxiliary statistical cookie. Optimizes function.

Google

VisitorStatus

Statistical

20 years

The cookie is used to collect statistical data on user-defined parameters in Google Analytics.

Google Analytics

 
Cookie Management

You can use cookies:

  • to modify, restrict, delete or even completely block by your active selection in the web browser on your device. In this case, however, the functionality of this website may be limited.
  • ​to deny their use in advance by selecting them in the appropriate settings in your web browser. However, if you do so, you may be forced to set some options manually each time you visit the website, and some services and features of the website may not work.

Information on the settings for storing cookies in your browser is available at the websites of providers of a specific browser (Chrome, Firefox, Internet Explorer).

4. Limitation of the Operator's Liability

The Operator takes over some of the information published on the website www.kb.sk from other sources, which it considers to be trustworthy. However, the Operator is in no way responsible for the accuracy, completeness and timeliness of the information thus taken over.
The Operator shall not be liable for any damages that may arise to users with respect to the use of the www.kb.sk website, with the exception of damages caused by the publication of false regulatory information. The Operator does not bear any responsibility for advertising or any other form of promotion carried out by any third party through those websites. Furthermore, the Operator does not bear any responsibility for the content of websites belonging to third parties, which can be visited through the websites operated by him, i.e. www.kb.sk.

5. Final Provisions

Disclosure of any data or information on websites operated by Komerční banka, a. s. does not have the nature of any legal act leading to the establishment of a legal relationship between the Operator and the User, unless otherwise stipulated for in individual cases. Only the Operator shall be entitled to amend these Terms and Conditions.

The Terms and Conditions of use of the www.kb.sk website are effective from 1st of April 2022.