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A personal certificate is equivalent to an identification card for proving your identity in electronic communication. Each of our clients who wishes to access their accounts over the internet therefore receives a personal certificate free of charge on a smart card. To use it, it is necessary to install a card reader, and it is valid for two years. Certificates can be extended free of charge, electronically, from 90 days before expiry.
The actions you need to take to manage your certificates (get a new certificate, extend its validity, change the password etc.) can be done with the help of our certificate wizard.
The main benefit of a smart card is that nobody can copy the certificate from it. This means that as long as the smart card remains in your safekeeping, it is almost impossible to abuse. Working with a certificate on a smart card is much simpler and faster because you only need to enter a 4-character PIN to use the certificate on the smart card.