Cash pooling

Optimise your interest costs and returns and gain effective solutions for intracompany financing with Cash Pooling.

cash Pooling arrangements tailored to your needs

earn more interest on your accounts

you will have a clear picture of your company’s liquidity

get access to other services for your pooled accounts

BZ ZP 1

Notional Cash Pooling from Komerční banka Slovakia

  • the primary purpose of cash pooling is to maximise your interest income and minimise interest costs while preserving the financial independence of your individual accounts,
  • it is best suited to companies and institutions that have a decentralised financial structure and require the maximum autonomy of connected accounts,
  • it can be used by independent legal entities and group companies with accounts in Komerční banka,
  • there is no physical transfer of funds on connected accounts, only netting of their balances and thus no merger of funds,
  • it can link accounts in different currencies and thus create a multi-currency structure.
BZ ZP 2

Real Cash Pooling from Komerční banka Slovakia

  • this is intended for independent legal entities and group companies with accounts in Komerční banka,
  • in this arrangement, funds are really transferred between the central and connected accounts – the connected accounts are zero-balanced at the end of each working day,
  • this gives the company or group full control of the funds in the Cash Pooling structure.
BZ ZP 2

International Cash Pooling from Komerční banka Slovakia

  • this is real, cross-border, single-currency Cash Pooling for groups of related companies with highly centralised financial management,
  • it enables highly efficient cash-flow management in companies that operate internationally,
  • accounts participating in international Cash Pooling are automatically zero-balanced every day and the funds are centralised in an account in Komerční banka,
  • full current account services can be provided on the connected accounts.